Why Hollywood Won't Cast Lindsay Lohan Anymore

Because of Lindsay Lohan's past struggles with addiction and the law, entertainment insurance broker Konrad Dowling told The New York Times in 2012, "Lindsay is hard to insure, but not impossible." That may be the biggest factor in her lack of work lately.

As an anonymous Los Angeles talent agency owner previously explained to ABC News, "Say you're going to make a $5 million movie, and you're hiring Lindsay Lohan as the lead. Right away, you have insurance should she fall, break a leg or get injured. But to know that she has this history — what insurance company is going to want to hop onboard? What if she doesn't come to work for three days, and you have to pay $300,000 to keep the set going?"

Film insurance broker Brian Kingman noted, "Generally speaking, for actors with insurability problems ... what we'll do is structure a program where there's a very big carrot for doing the right thing. The actor's got to defer their salary; they'll only get paid if they complete, so that's their incentive. Of course some of them get paid a lot already, so that that doesn't really matter." Kingman added, "Filmmakers put up millions and millions of dollars on a movie, studios put up hundreds of millions of dollars, and it requires everybody's professionalism. When somebody isn't professional, that gives insurers concerns. Whether it's health or lifestyle issues, those need to be addressed."

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